Medicare Advantage
All-in-one coverage
A Medicare Advantage plan replaces Original Medicare with a single plan from a private carrier. It includes everything Part A and Part B cover, usually adds prescription coverage, and often adds benefits Original Medicare has never included.
Best if you want one plan, one card, and extras like dental and vision — and you're comfortable using a provider network.
What's included
- $0 premium options in most counties
- Hospital and medical in one plan
- Dental, vision and hearing benefits
- Yearly cap on out-of-pocket costs
- Wellness and fitness programs
- Telehealth visits
Medicare Supplement
Fills the gaps left behind
A Supplement plan sits alongside Original Medicare and pays the copays, coinsurance and deductibles it leaves you with. The plans are standardized by letter, so Plan G from one carrier covers exactly what Plan G from another does.
Best if you travel, split the year between states, or want the freedom to see any provider without checking a network first.
What's included
- Any doctor who accepts Medicare
- No referrals to see specialists
- Guaranteed renewable coverage
- Standardized, comparable plans
- Coverage while travelling
- Costs you can predict
Prescription Drug Plans
Medication coverage
Part D is standalone prescription coverage for people who stay with Original Medicare. Every plan publishes its own list of covered drugs, so the right plan depends entirely on the medicines you actually take.
Best if you're staying with Original Medicare — often paired with a Supplement plan.
What's included
- Brand-name and generic coverage
- Mail-order pharmacy options
- Coverage through the gap
- Catastrophic coverage stage
- Wide pharmacy networks
- Medication therapy management
Special Needs Plans
Built around one situation
Special Needs Plans are Medicare Advantage plans restricted to people in a defined situation: living with a specific chronic condition, qualifying for both Medicare and Medicaid, or living in an institution.
Best if you have a qualifying chronic condition, have both Medicare and Medicaid, or live in a nursing facility.
What's included
- Benefits matched to your condition
- Care coordination included
- Disease management support
- Extra benefits beyond Part C
- Specialist access
- Integrated Medicare and Medicaid
Ready to see what you qualify for?
It takes a minute, it costs nothing, and a licensed agent walks through the results with you.